--- title: How to Finance Fitness Equipment in 3 Easy Steps description: Many people forgo buying fitness equipment because they don’t have the large lump sum of cash to afford it. Some people save up before they can purchase just one piece of equipment to incorporate into their home gym. While this is fine, it’s often easier to finance your new equipment rather than waiting for months to access it. These three easy steps detail how to find and finance your new equipment the right way. image: https://blog.pushpedalpull.com/hubfs/How%20to%20Finance%20Fitness%20Equipment.jpg --- - [844.574.0270](tel:844.574.0270) - [Contact](https://e221afc64b.nxcli.net/contact-us) - [About](https://e221afc64b.nxcli.net/about-us) - [Service](https://e221afc64b.nxcli.net/service) - [HOME EQUIPMENT](https://e221afc64b.nxcli.net) - [COMMERCIAL EQUIPMENT](https://e221afc64b.nxcli.net/commercial) ![Toggle Menu](https://blog.pushpedalpull.com/hubfs/raw_assets/public/Push_pedel_pull_Dec2020/images/trigger.png "Toggle Menu") [![Push Pedal Pull](https://blog.pushpedalpull.com/hubfs/raw_assets/public/Push_pedel_pull_Dec2020/images/head-logo.png "Push Pedal Pull")](https://e221afc64b.nxcli.net/) ### [Find a Store](https://e221afc64b.nxcli.net/locations/) GO - [My Account](https://e221afc64b.nxcli.net/commercial/customer/account/) - [Create an Account](https://e221afc64b.nxcli.net/commercial/customer/account/create/) - [Sign In](https://e221afc64b.nxcli.net/commercial/customer/account/login/referer/aHR0cHM6Ly9lMjIxYWZjNjRiLm54Y2xpLm5ldC9jb21tZXJjaWFsLw%2C%2C/) - [Menu](https://blog.pushpedalpull.com/how-to-finance-fitness-equipment-in-3-easy-steps#main-Menucontent) - [Account](https://blog.pushpedalpull.com/how-to-finance-fitness-equipment-in-3-easy-steps#main-Accountcontent) - [Treadmills](https://pushpedalpull.com/treadmills.html) - [Ellipticals](https://pushpedalpull.com/ellipticals.html) - [Strength](https://pushpedalpull.com/strength.html) - [Free Weights](https://pushpedalpull.com/free-weights.html) - [Exercise Bikes](https://pushpedalpull.com/exercise-bikes.html) - [Seated Steppers](https://pushpedalpull.com/steppers-climbers.html) - [Climbers](https://pushpedalpull.com/climbers.html) - [Rowers](https://pushpedalpull.com/rowing-machines.html) - [Accessories](https://pushpedalpull.com/accessories.html) - [Pre-Owned](https://pushpedalpull.com/pre-owned.html) - [Sale](https://pushpedalpull.com/p3-black-friday.html) - [My Account](https://e221afc64b.nxcli.net/commercial/customer/account/) - [Create an Account](https://e221afc64b.nxcli.net/commercial/customer/account/create/) - [Sign In](https://e221afc64b.nxcli.net/commercial/customer/account/login/referer/aHR0cHM6Ly9lMjIxYWZjNjRiLm54Y2xpLm5ldC9jb21tZXJjaWFsLw%2C%2C/) ![](https://blog.pushpedalpull.com/hubfs/How%20to%20Finance%20Fitness%20Equipment.jpg) # How to Finance Fitness Equipment in 3 Easy Steps Published by [Push Pedal Pull](https://blog.pushpedalpull.com/author/push-pedal-pull) on Jun 30, 2017, 1:03:00 PM Many people forgo buying fitness equipment because they don’t have the large lump sum of cash to afford it. Some people save up before they can purchase just one piece of equipment to incorporate into their home gym. While this is fine, it’s often easier to finance your new equipment rather than waiting for months to access it. These three easy steps detail how to find and finance your new equipment the right way. ![How to Finance Fitness Equipment.jpg](https://blog.pushpedalpull.com/hs-fs/hubfs/How%20to%20Finance%20Fitness%20Equipment.jpg?width=346&name=How%20to%20Finance%20Fitness%20Equipment.jpg)   ## Find a Location that Finances Few companies offer financing options for exercise equipment, but they do exist. Your first step is to find a company that does. Depending on where you’re located, you may struggle with finding a localized company with good local support. Try [Push Pedal Pull](https://pushpedalpull.com/index.php/residential-financing) if this happens to you--we offer financing at more than 15 locations throughout the central United States. To get started, just select the nearest city and start the application process. ## Fill Out the Application When filling out the application for financing, it’s important to be honest and forthright about your situation. Enter all pertinent information, including your name, contact details, purchase price of the equipment you desire, employer, and net annual income. Based on the information you provide, your chosen financial company will make a decision regarding your application and determine if you qualify. ## Finance Your Equipment After you get approval confirmation, you are ready to finance your equipment. Most companies decide on whether to grant your financing based on your credit score, so those with poor credit may need a cosigner. If you are approved, it’s important to put a plan into place for paying off your new gear. Be sure that you understand when payments come out and where they’re set up to withdraw from. Don’t forget to consider the finance charge and any potential interest fees, if applicable. As long as you pay the predetermined monthly amount, you will have it taken care of in no time. Once you pay off your first piece of equipment you can re-finance a new piece of equipment. Build your collection over time and get to know each machine as you pay it off. Your fit status will improve right alongside your credit provided that there aren’t any missed payments along the way. Need help deciding what machines are best? Contact [Push Pedal Pull](https://pushpedalpull.com/) today for advice. ###### Call or stop by your nearest location today and ask about our new [60 Month Interest Free Financing](https://pushpedalpull.com/index.php/residential-financing)! ### Subscribe Here! ### Topics ### Top Posts [Back to Blog](https://blog.pushpedalpull.com) ## Related Articles ## [Thinking About Renting Workout Equipment? 5 Reasons Why It's Time to Start](https://blog.pushpedalpull.com/thinking-about-renting-workout-equipment-5-reasons-why-its-time-to-start) Countless people search for the right workout equipment to purchase for their home gym. After... [Read More](https://blog.pushpedalpull.com/thinking-about-renting-workout-equipment-5-reasons-why-its-time-to-start) ## [5 Simple Trade-In Tips for Fitness Equipment](https://blog.pushpedalpull.com/archives/1448) Trading in your old, broken down, or neglected fitness equipment is a great way to rid your home of... [Read More](https://blog.pushpedalpull.com/archives/1448) ## [Buying Used Equipment? Read This First.](https://blog.pushpedalpull.com/archives/609) At Push Pedal Pull, we like recycling. It’s green-friendly, both for the environment and your... 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